SME Program

The Small & Medium Enterprise (SME) sector is becoming increasingly important in the Kingdom as it represents a critical instrument in accelerating the pace of economic and social development.


As a leader in the Saudi banking and financial sector, Samba recognizes the importance of small and medium-size enterprises (SMEs) in supporting the health and development of the national economy. Samba’s contribution to the SME financing program (Kafala) helps to support business start-ups and owners of SMEs. Samba is working within the framework of this program, which is supported by the state, to provide the financing and advisory solutions needed to improve the underlying environment for this sector, stimulate its performance, and expand its contribution to the landscape and competitiveness of the national economy.